Services

  • Retirement planning
  • Investment planning
  • Tax planning
  • Risk management such as needs on disability and/or death
  • Estate planning
  • Business and succession planning
  • Your child’s education savings plan
  • Disability savings plan
What do i need to bring?
  • Most recent investment statements
  • Most recent tax return and notice of assessment from the Canada Revenue Agency
  • Recent pay stubs or estimates of pay before and after deductions
  • Estimated monthly expenditures (budget)
  • Most recent pension statement (if you have a pension)
  • Personal loan / line of credit / mortgage statement
  • Insurance coverage booklet & statement of coverage from your employer
  • Private insurance policies (life insurance, disability insurance, critical illness insurance)
  • Wills / Powers of attorney
  I understand and appreciate that gathering these documents can take time. The more I know about your finances the better the advice I can provide. It is best to bring as much information as possible. The net worth and cash flow statements can be prepared with my assistance or simply using fillable forms that I will provide.

Introduction

Studies have shown that those with clear, written goals and plans are more likely to get results. After completing the financial planning process, my clients have expressed they are “relieved that things were taken care of” and “feel more secure about their future”.

Your financial freedom is what I am passionate about and focus on.

I provide comprehensive financial planning services. This is a big picture look of your financial situation. Your budgeting, investing, tax, retirement, estate planning along with debt and risk management are integrated into the best strategies to help navigate your financial future. Together we put these strategies into action, setting you on the path to meeting your goals.

The Process

Our first meeting is complimentary and it gives you the opportunity to determine the right fit for a working relationship. The importance of trust and commitment is vital to our successful relationship.

As a financial planner I follow the disciplined six step plan laid out by the Financial Planning Standards Council;

  1. Establish our engagement. We define and agree on the scope of the financial planning engagement, in writing and signed by both parties.
  2. Discuss and determine your goals and expectations. We gather your financial information, both qualitative and quantitative that is relevant to the engagement.
  3. Analyze your information with respect to your goals and priorities. I evaluate to what extent your goals and priorities can be met under the current circumstances.
  4. Develop and present your financial plan. I identify and evaluate strategies to achieve your goals and priorities. I then develop and present the recommended strategies to you.
  5. Implement your financial plan. We implement the approved strategies in the agreed upon timeframe.
  6. Review your financial plan. We agree upon a time frame for monitoring and evaluating your financial plan.

My commitment is that I provide these financial planning services with a professional and independent quality. I do what is best for you, my client.